The coverage for theft in the policy is the one that covers cases related to the theft of the rental car. It can also cover the theft of personal objects that were found in the vehicle during the term of the rental.
Not all rental car insurance includes this type of coverage. From Car Rental Insurance we tell you how the coverage works in incidents related to theft and theft.
Can I have theft Insurance on a Rental Car?
Yes, in fact, it is recommended that your insurance has specific anti-theft clauses. It is rare, but a person driving a rental car can be the victim of a robbery.
Usually it is the owner of the contract who must bear the expenses derived from the theft of the vehicle.
See Also: How to Avoid Problems when Renting a Car
However, if you have vehicle theft insurance, it is the insurance itself that manages the legal process and is responsible for the compensation and compensation costs derived from the theft.
How should I act if my Rental Vehicle is stolen?
It is very important that you go to the police within 24 hours of the robbery. If you are using a rental vehicle and the vehicle has disappeared, you should immediately go to a police station and report the theft.
This step is essential for the investigation and judicial resolution. In addition, an immediate report can help the police locate the stolen vehicle.
The authorities only act if the theft has been reported, so the first step when a vehicle is stolen is to file a report.
Once the complaint has been filed, the car rental company must be informed of what happened. You must give them a copy of the complaint; they will take care of the subsequent steps.
Theft Damage Compensation
The vehicle theft policy includes compensation for damages. Sometimes the stolen vehicle can be located and the rental car company recovers the car. However, the vehicle may have suffered damage from the theft.
See Also: Rental Cars in Abbottabad to Travel with Children
It is very common that the locks of the vehicle have been forced, as well as the contact and other areas of the car that, due to theft, may be damaged.
The policy is responsible for this type of damage, which is very common when a rental vehicle is stolen.
Vehicle-related theft Coverage
Theft coverage may not only cover the theft of the entire vehicle. It also has compensation for objects related to the vehicle, such as theft of keys, windshields, rear-view mirrors, etc.
Any part of the car that is stolen, including the keys, can be covered by anti-theft insurance.
Coverage for theft of Personal Belongings and Keys
You also have complete coverage for theft of personal belongings in the vehicle. If you have suffered a theft of personal belongings in your rental car, they are also insured, provided that the theft has not occurred in an unguarded area between 8:00 p.m. and 8:00 a.m. on the day.
In this coverage for theft, it also includes a clause referring to the loss or theft of keys, in which the replacement of keys is covered, as well as the expenses derived from locksmithing and vehicle opening.
Do I have to file a Report in all cases of Vehicle theft?
Yes, the action protocol in a case of vehicle theft requires the report of the theft during the first 24 hours after the theft.
See Also: Is there a Maximum Age to Rent a Car in Abbottabad
Do not forget that the report includes all the personal objects that you could have left in the car, therefore, when you go to the police station it is necessary that you include in the report all the objects that were in the vehicle.
Many vehicles have a locator, a quick report can allow the vehicle to be located in the vicinity of the place where it was stolen.
So it is important to file the report as soon as possible, with the aim of locating the vehicle in nearby areas whenever possible.
It is also important that you contact both the car rental company and the theft insurance you have contracted.
Administrative Charges derived from a theft
In some cases of theft or damage caused by theft, the car rental company may include surcharges as administrative charges. There is rental car theft insurance that can cover these unexpected administrative expenses.
Correctly review the theft insurance policy to check the coverage included, since not all of them have the same clauses.
